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Home arrow Resources arrow Articles arrow A Brief Look at Blue Shield PPO

A Brief Look at Blue Shield PPO

Blue Shield is a part of the BCBSA, or Blue Cross Blue Shield Association, one of the most highly rated health organizations in the world.

To list all of the group's accolades would take more space than we have here, so we'll keep it down to the most integral achievements that the company has made.

Blue Shield as a Company

A collection of 38 health organizations, BCBSA covers close to 100 million Americans, giving the group one of the largest reaches of any health organization in the world.

Dating back to 1929, the company has been a mainstay of the California health scene for nearly a century and has consistently earned awards including Most Charitable Organization from Forbes.

Blue Shield PPO itself is a for-profit company, but many groups within the BCBSA collective are not-for-profit.

Interestingly, it was members of BCBSA who were the first from within the healthcare industry to propose health care reform some 10 years before President Obama's Affordable Care Act passed.

 

The Blue Shield PPO Plan

If you are looking for health coverage from BCBSA, then you may want to look into a Blue Shield PPO plan.

A PPO is a Preferred Provider Organization. This is a health insurance model that intends to provide users with lower costs by way of reduced rates from the providers of medicine, health care products and health services.

The way it works is quite simple. Health care providers are made a part of a network wherein they offer their services at a reduced price in exchange for the PPO bringing them more customers.

Yes, there is a lot of competition in the medical world. Whenever somebody has the option to choose their doctor, certain professionals will thrive while others will not.

PPOs are an attractive model for patients and providers alike, thanks in part to the fact that there are so many medical professionals who don't see as many patients as they would like. A PPO is then a great way to bring talented doctors and patients in need together.

 

Why Blue Shield?

You can get a PPO health insurance policy from any of a number of providers, so why Blue Shield?

Security is a part of it. Blue Shield has access to all of the resources as the BCBSA. Another part of it is choice. Because of Blue Shield's expansive network, you will have a number of professionals in the medical field to choose from. If you don't like one doctor, you can choose another.

Finally, Blue Shield offers some of the most competitive prices in California. This is made possible, in part, by the company's sheer size. By offering patients access to thousands of health care providers throughout the state, Blue Shield ensures that customers can always find a plan that they can afford and one that they're comfortable with.

Those who wish can always upgrade their insurance policy, but Blue Shield PPO, simply put, offers real options for people who can't afford to spend a ton of money on health insurance.

 
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