Since 1945, Kaiser Permanente has been America’s leading managed care organization. It is based in Oakland, California and currently provides coverage in nine states – including California. Kaiser is known for pioneering a different approach to health insurance with an emphasis on preventive care. By providing policy-holders with access to ongoing medical oversight, the non-profit organization believes it can lower costs and prevent many of the health conditions that require large health insurance claims in the future.
History of Kaiser Permanente
Kaiser Permanente first began offering insurance products to the public in late 1945. It began as an idea developed by Dr. Sidney Garfield and insurance agent, Harold Hatch. The two developed a pre-payment system to ensure that health care providers received payment for the services they rendered. With pre-payment, coverage and risks are spread between multiple policy-holders, which in turn lowers costs.
Today, Kaiser Permanente operates managed care health systems throughout the U.S. and is one of the largest non-profit insurance providers in the country. Its innovative organized delivery system places multiple medical services in a single location, making care more streamlined and accessible. Although there may be fewer hospitals and doctors available to Kaiser members, the Washington Business Journal reports that members think it is a small price to pay for superior customer service, faster processing and an easier payment systems. Nationwide, there are currently 37 hospitals and more than 16,000 physicians in the Kaiser health system, which means that policy-holders never face a shortage of health care options.
Coverage You Can Trust
Kaiser offers multiple policy options, including many affordable high deductible health plans and co-payment plans. Premiums vary according to benefits, but they are considered highly competitive in comparison to rates of other leading California health insurance providers. In both 2011 and 2012, J.D. Power and Associates U.S. Employer Health Insurance Plan Study ranked Kaiser Permanente as the number one commercial health coverage in America.
Nearly seven million Californians cannot be wrong. In fact, two thirds of Kaiser Permanente’s insured policy-holders live in California. Those individuals were drawn to the company not only because of its affordable insurance premiums, but also because the company has a reputation for providing certain benefits to its policy holders. They include:
Get Kaiser Quotes Today
Purchasing Kaiser health insurance coverage or obtaining premium quotes does not require contact with Kaiser directly. Instead, you can easily get a quote and apply for coverage through a Kaiser Permanente authorized agent, such as CaliforniaHealthPlans.com. Our friendly representatives are standing by and ready to assist you in exploring your Kaiser health plan and coverage options, and we can help you find a policy that meets your needs and budget today. Our no-obligation quotes are free, and because Kaiser rates are fixed in California, you will find no better deal on a health plan that is available through this website – guaranteed!