Low Cost Medical Insurance
Not everyone requires the same kind of medical plan, and that's why we are the largest source of information in regards to medical insurance in California. Low cost medical insurance doesn't have to mean cheap medical insurance or bare bones. We offer more than one company to choose from, and each of the California Health Plans represented have tiers of coverage. For California low cost health insurance, we're the ones to contact first.
The cost of health care is rising at an astonishing rate and, although there are many thoughts on the subject, it's hard to actually define why. Cheap medical insurance is available, but it does have its disadvantages we'll get into soon enough. Basically, the more services you want, the higher the cost. BlueShield CA offers plans with higher deductibles, which lowers costs. That means you will have to pay the deductible before the Plan coverage starts. They combine this with a health savings account. It may be right for some and not others.
Blue Cross Medical Insurance
The qualification of coverage to address the many needs of Californians has been taken to new heights. Blue Cross Medical Insurance, now named Anthem Blue Cross, offers long- and short-term compensation. If you're between jobs or you have a waiting period to be eligible for your employer provided coverage, this may be a plan to consider. With Blue Cross HMO you never have to worry about deductibles. Services are inclusive.
Blueshield CA is an Original
The history of the "Blues" (BCBS) is a long and interesting one through out the nation. Blueshield CA is part of that practice. The original Blue Shield notion was to provide lumber workers with coverage for their numerous injuries and medical bills. Blue Cross was established to cover Texas teachers for hospitalizations. Over time, the two organizations merged into Blue Shield and Blue Cross medical insurance franchises. They were the first to insure families regardless of existing conditions and were, for the most part, locally owned and operated not-for-profit companies. As health insurance became big business and competition increased, California Blue Cross eventually went on its own with a full benefits package and stayed competitive. Their ability to continue to serve individuals, as well as groups of all sizes, keeps low cost medical insurance within reach.