Balance 2500
The Balance 2500 plan from Blue Shield of California features the following: |
| In Network | Out of Network | |
| Annual Deductible | Individual: $2,500 Family: $5,000 | Individual: $2,500 Family: $5,000 |
| Annual Out-Of-Pocket Limit | Individual: $7,500 Family: $15,000 | Individual: $10,500 Family: $21,000 |
| Lifetime Maximum | $6,000,000 | $6,000,000 |
| Office Visits |
$30 | 50% |
| Prescription Drugs | Generic: $10 Brand Formulary: $35 Brand Non-Formulary $50 or 50%, whichever is greater ($500 Brand Deductible, $2,500 Brand max/calendar year) | Not Covered |
| Laboratory and Radiology | 30% | 50% |
| Annual Physical Exam | $30 | Not Covered |
| Annual OB-GYN Exam | $30 | Not Covered |
| Well Baby Care | $30 | Not Covered |
| Outpatient Surgery | 30% plus $250 per visit | 50% ($250 maximum benefit per day) |
| Emergency Room | $100/visit (waived if admitted), then 30% (deductible waived) | $100/visit (waived if admitted), then 30% (deductible waived) |
| Ambulance | 30% | 30% |
| Home Health Care | 30% (90 visits per year) | Not Covered |
| Mental Health Services - Outpatient | 30% (20 visits per year) | Not Covered |
| Chiropractic Care | 50% (maximum benefit $25 per visit, 15 visits per year) |
Not Covered |
| Acupuncture / Acupressure | 50% (maximum benefit $25 per visit, 15 visits per year) | 50% (maximum benefit $25 per visit, 15 visits per year) |
| Inpatient Hospital | 30% | 50% ($250 maximum benefit per day) |
| Maternity Care | Not Covered | Not Covered |
| Mental Health - Inpatient | 30% | 50% ($250 maximum benefit per day) |
| Chemical Dependency | 30% | 50% ($250 maximum benefit per day) |
IMPORTANT NOTICE: Coinsurance amounts represented with a "%" are payable after the plan deductibles are reached; Co-pay amounts represented with a "$" are not subject to plan deductibles (except where noted). Refer to contract for a detailed explanation of plan benefits, features, exclusions and limitations. Benefits subject to change without notice. Out of pocket maximum shown includes the plan deductible unless otherwise noted. Co-pays, Deductibles, and Coinsurance amounts listed above are your share of the costs for covered benefits.
Do Not Cancel your current coverage until a new policy is approved and you have received written confirmation of the policy's rates and benefits from the insurance company. Rate and Benefit Disclaimer Notification!
Information contained in this website is limited in scope, subject to change without notice, and does not contain all the terms, conditions, limitations, or exclusions of the referenced benefit plans. Only the insurance company Plan Documents and Policy's contain the exact terms and conditions of coverage.
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