As you navigate through various college prospects, you're likely to discover that many universities, graduate schools, professional/career schools, colleges, and even trade schools, including ones in California, are beginning to offer school-sponsored health insurance plans for their students. Some of these schools not only offer these programs, they require students who cannot show proof of acceptable insurance coverage elsewhere to enroll.

1. Individual Mandate

Beginning January 1, 2014, most Americans over age 18 will be required to have public or private health insurance, or pay a financial penalty.

Most people have heard of the health insurance deductible, but may not be quite sure how it works. Before deciding on a health care plan, it is important to understand the different types of deductibles and how they work. Doing so will help you find the best health care plan for you or help you to get the most out of your current health care plan.

Infertility insurance covers a wide range of insurance benefits that relate to infertility and conception. California is currently one of only 15 states that has an infertility insurance mandate. California Infertility Health Insurance laws mandate that insurers offer coverage for diagnosis and treatment of infertility as an option. There are a few important facts to know about infertility benefits before you invest in a supplemental policy or sign up for employer offered benefits.

Hospital indemnity coverage is a form of supplemental insurance policy devised to fill in the gaps in traditional health insurance plans.

Today's healthcare consumer has many options when it comes to health insurance. If you are your family needs low cost health insurance or is living without health insurance, you may be wondering if a limited benefit plan would work for you. Because these plans offer limited coverage -- as their namesake suggests -- it's important to properly educate yourself before investing in such a policy.

Navigating the world of brand name vs. generic prescription drugs doesn't have to be puzzling. While the best source of enlightenment of the similarities and differences should be from your pharmacist or physician, we've outlined the basics to get you started.

In an era where health care expenses are high, scheduled health insurance plans offer individuals another way to save on health care coverage. Scheduled insurance plans, however, are not comprehensive insurance plans. Nor are they meant to replace them.