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Which of the many carriers we represent is the best? It can't be answered only because there is no individual California health insurance that suits everyone's needs. It depends on where you are in your life. Young singles looking for a California health individual insurance plan would do well to look over the Blue Cross Tonik offering. There are three simple plans which address the basics in eye, dental and medical coverage. Nothing intricate or as detailed as the multi-tier family plans produced by Blue Shield for individual health insurance plans in California. Health Net addresses some issues better in some areas and one of the Blues in another. It's all a matter of what the consumer needs.
Depending on where you look, there are carriers that offer California medical insurance with all the "bells and whistles," but you will pay a hefty premium. That kind of California health individual insurance plan is no better than what we offer through reliable networks. You should never assume if the premium is higher so is the quality of service. It's just more expensive. When individual health insurance plans in California operate, they all do so in accordance with not only federal guidelines, but also those of the State of California Insurance Department. We have one of the most stringent oversight for the industry in the country.
All carriers are rated by A.M. Best for fiscal stability. That basically measures whether they have the money to pay their bills. Every company we represent passes with flying colors. We only bring individual California health insurance to you which we know to be financially sound and ethical in its administration.
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