HMO
|
| In Network | Out of Network | |
| Annual Deductible | None | Not Applicable |
| Annual Out-Of-Pocket Limit | $3,000/member (See brochure) | Not Applicable |
| Lifetime Maximum | Not Applicable | Not Applicable |
| Office Visits | $10 (Maternity OV included) | Not Applicable |
| Prescription Drugs | Generic: $10 Brand: $30 ($250 Brand Deductible; 2 member max) | Not Applicable |
| Laboratory and Radiology | No Charge after Deductible | Not Applicable |
| Annual Physical Exam | No Charge | Not Applicable |
| Annual OB-GYN Exam | No Charge | Not Applicable |
| Well Baby Care | No Charge | Not Applicable |
| Outpatient Surgery | 20% of negotiated fee | Not Applicable |
| Emergency Room | 20% of negotiated fee plus $100 (Waived if admitted) | 20% of negotiated fee plus $100 (Waived if admitted) |
| Ambulance | $50 (Waived if admitted) | $50 (Waived if admitted) |
| Home Health Care | See Brochure | Not Applicable |
| Mental Health Services - Outpatient | See Brochure | See Brochure |
| Chiropractic Care | See Brochure | See Brochure |
| Acupuncture / Acupressure | Not Covered | Not Applicable |
| Inpatient Hospital | 20% of negotiated fee; | Not Applicable |
| Maternity Care | 20% of negotiated fee | Not Applicable |
| Mental Health - Inpatient | See Brochure | See Brochure |
| Chemical Dependency | See Brochure | Not Applicable |
IMPORTANT NOTICE: Coinsurance amounts represented with a "%" are payable after the plan deductibles are reached; Co-pay amounts represented with a "$" are not subject to plan deductibles (except where noted). Refer to contract for a detailed explanation of plan benefits, features, exclusions and limitations. Benefits subject to change without notice. Out of pocket maximum shown includes the plan deductible unless otherwise noted. Co-pays, Deductibles, and Coinsurance amounts listed above are your share of the costs for covered benefits.
Do Not Cancel your current coverage until a new policy is approved and you have received written confirmation of the policy's rates and benefits from the insurance company. Rate and Benefit Disclaimer Notification!
Information contained in this website is limited in scope, subject to change without notice, and does not contain all the terms, conditions, limitations, or exclusions of the referenced benefit plans. Only the insurance company Plan Documents and Policy's contain the exact terms and conditions of coverage.
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